BC Bankruptcy.
BC Bankruptcy

What can I keep?

Bankruptcy Timeline

BC Bankruptcy

Cost of a bankruptcy

BC Bankruptcy

FAQs


Book a FREE confidential consultation with a Trustee: 1-877-971-9411 (24/7).

How Bankruptcy works.

BC Bankruptcy Trustees. BC Bankruptcy Information.

Welcome to our website! We help people get a fresh start. To that end we have written this information in plain straightforward English. If you have any questions, ask them here, and we'll get back to you within one business day. - Earl Sands, Licensed Insolvency Trustee.

These local insolvency trustees can provide you with a Free and No Risk consultation at their office or over the phone.


We have BC Bankruptcy Trustees assisting with debt relief
in the following areas:


100 Mile House, Abbotsford, Burnaby, Burns Lake, Campbell River, Castlegar, Chetwynd, Chilliwack, Clearwater, Coquitlam, Courtenay, Cranbrook, Duncan, Fort Nelson, Fort St. John, Grand Forks, Houston, Kamloops, Kelowna, Kitimat, Langley, Merritt, Mission / Maple Ridge, Nanaimo, Nelson, New Westminster, North Vancouver, Penticton, Port Alberni, Port Alice, Port McNeill, Port Moody, Powell River, Prince George, Prince Rupert, Queen Charlotte Islands, Quesnel, Richmond, Salmon Arm, Squamish and the Sunshine Coast, Surrey, Terrace, Vancouver, Vancouver South, Vernon, Victoria, West Vancouver, Whistler / Pemberton, White Rock, Williams Lake.



Bankruptcy 100 Mile House
MNP Logo

MNP Limited, 250-800-2316
Toll Free: 1-888-389-0158
#600, 235 1st Avenue, Kamloops, British Columbia

Email Evaluation More Info/Map


Bankruptcy Abbotsford

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Sands & Associates, 604-229-1938
316 - 31935 South Fraser Way, Abbotsford, BC

Email Evaluation More Info/Map


Bankruptcy Burnaby

Shelley Koehli, Trustee in Bankruptcy

Smythe Debt Advisors,
Toll Free:
1-888-224-3394

Lake City Business Centre
3292 Production Way, Suite 501, Burnaby, BC V5A 4R4
Email Evaluation More Info/Map


Bankruptcy Burns Lake

Greg Best, Trustee in BankruptcyGreg Best: Licensed Insolvency Trustee.

Phone:604-757-0740, Toll-Free:1-888-224-3394

Email Evaluation


Bankruptcy Campbell River

Terry RogersTerry Rogers: Licensed Insolvency Trustee.

Phone:250-999-0451

Email Evaluation


Bankruptcy Castlegar

MNP Logo

MNP Limited, 250-800-2317
Toll Free: 1-888-389-0158
#700, 1628 Dickson Avenue, Kelowna, British Columbia

Email Evaluation More Info/Map


Bankruptcy Chetwynd

MNP Logo

MNP Limited, 250-800-2315
Toll Free:1-888-389-0158

10611-102nd Street, Fort St. John, BC

Email Evaluation More Info/Map


Bankruptcy Chilliwack

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Sands & Associates, 604-229-0663
211- 45480 Luckakuck Way, Chilliwack, BC

Email Evaluation More Info/Map


Bankruptcy Clearwater

Residents of the Clearwater, BC area are able to file a bankruptcy or a proposal online or via the telephone: 1-888-224-3394


Bankruptcy Coquitlam

Open Weekdays 7am - 9:00pm. Sat. & Sun. 9am - 3pm

Logo

Sands & Associates, 604-229-2471
Suite 209, 2099 Lougheed Highway, Shaughnessy Square, Port Coquitlam, BC
Email Evaluation More Info/Map


Bankruptcy Courtenay

Terry RogersTerry Rogers: Licensed Insolvency Trustee.

Phone:250-999-0463

Email | Evaluation


Bankruptcy Cranbrook

MNP LogoMNP Limited, 250-800-2313
100, 122-11th Avenue South, Cranbrook, BC
Email
Evaluation More Info/Map


Bankruptcy Duncan

Hayes McNeill Logo

Hayes McNeill & Partners Ltd., 250-800-2336
823 Canada Avenue, Duncan, BC

Email Evaluation More Info/Map


Bankruptcy Fort Nelson

MNP Logo

MNP Limited, 250-800-2315
Toll Free: 1-888-389-0158
10611-102nd Street, Fort St. John, BC
Email Evaluation More Info/Map


Bankruptcy Fort St John

MNP Logo

MNP Limited, 250-800-2315
Toll Free:1-888-389-0158

10611-102nd Street, Fort St. John, BC
Email Evaluation More Info/Map


Bankruptcy Grand Forks

MNP Logo

MNP Limited, 250-800-2317
Toll Free: 1-888-389-0158
#700, 1628 Dickson Avenue, Kelowna, British Columbia

Email Evaluation More Info/Map


Bankruptcy Houston

Residents of the Houston, BC area are able to file a bankruptcy or a proposal online or via the telephone: 1-888-224-3394


Bankruptcy Kamloops

MNP Logo

MNP Limited, 250-800-2316
Toll Free: 1-888-389-0158
#600, 235 1st Avenue, Kamloops, British Columbia
Email Evaluation More Info/Map


Bankruptcy Kelowna

MNP Logo

MNP Limited, 250-800-2317
Toll Free: 1-888-389-0158
#700, 1628 Dickson Avenue, Kelowna, British Columbia

Email Evaluation More Info/Map


Bankruptcy Kitimat

logo

Derek L. Chase,
Toll - Free:1-888-387-7904

400 Tenth Avenue, Campbell River, BC

Email Evaluation More Info/Map


Bankruptcy Langley

Open Weekdays 7:30am - 8:00pm. Sat. & Sun. 9am - 5pm

Logo

Sands & Associates, 604-229-1938
205 - 20651 56th Avenue, Langley, BC

Email Evaluation More Info/Map


Bankruptcy Merrit

MNP Logo

MNP Limited, 250-800-2316
Toll Free: 1-888-389-0158
#600, 235 1st Avenue, Kamloops, British Columbia
Email Evaluation More Info/Map


Bankruptcy Nelson

MNP Logo

MNP Limited, 250-800-2317
Toll Free: 1-888-389-0158
#700, 1628 Dickson Avenue, Kelowna, British Columbia

Email Evaluation More Info/Map


Bankruptcy New Westminster

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J. Bottom & Associates Ltd., 604-200-5268
#300 - 604 Columbia Street, New Westminster, BC

Email Evaluation More Info/Map


Bankruptcy North Vancouver

Greg Best, Trustee in BankruptcyGreg Best: Licensed Insolvency Trustee. Smythe Debt Advisors
305 – 221 Esplanade West, North Vancouver, BC V7M 3J3

Phone:604-757-0740, Toll-Free:1-888-224-3394

Email Evaluation


Bankruptcy Penticton

MNP LogoMNP Limited, 1-888-389-0158
Toll-Free: 1-888-389-0158

445 Ellis Street, Penticton, British Columbia
Email
Evaluation More Info/Map


Bankruptcy Port Alberni

Hayes Pic.

Hayes McNeill & Partners Ltd., 250-800-2337
3290 3rd Avenue, Port Alberni, BC

Email Evaluation More Info/Map


Bankruptcy Port Alice

logo

Derek L. Chase,
Toll - Free:1-888-387-7904

400 Tenth Avenue, Campbell River, BC

Email Evaluation More Info/Map


Bankruptcy Port Moody

MNP LogoMNP Limited, 604-229-2480
205 Newport Drive, Suite 610, Port Moody, BC
Email Evaluation More Info/Map


Bankruptcy Powell River

logo

Derek L. Chase,
Toll - Free:1-888-387-7904

4476A Marine Avenue, Powell River, BC

Email Evaluation More Info/Map


Bankruptcy Prince George

MNP LogoMNP Limited, 855-200-3006
400 - 550 Victoria Street, Prince George, British Columbia
Email
Evaluation More Info/Map


Bankruptcy Prince Rupert

logo

Derek L. Chase,
Toll - Free:1-888-387-7904

400 Tenth Avenue, Campbell River, BC

Email Evaluation More Info/Map


Bankruptcy Queen Charlotte Islands

Crowe MacKay & Company Ltd.

Crowe MacKay & Company Ltd., 1-866-385-5431
#1100, 1177 West Hastings Street, Vancouver, BC
Email  Evaluation  More Info/Map


Bankruptcy Quesnel

MNP LogoMNP Limited, 855-200-3006
400 Victoria Street, Prince George, British Columbia
Email
Evaluation More Info/Map


Bankruptcy Richmond

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Sands & Associates, 604-227-0584
#926 - 6081 No. 3 Road, Richmond BC

Email Evaluation More Info/Map


Bankruptcy Salmon Arm

MNP Logo

MNP Limited,
Toll Free: 1-888-363-6873

100 - 2903 35th Avenue, Vernon, BC
Email Evaluation More Info/Map


Bankruptcy Squamish

Greg Best, Trustee in BankruptcyGreg Best: Licensed Insolvency Trustee. Smythe Debt Advisors
305 – 221 Esplanade West, North Vancouver, BC V7M 3J3

Phone:604-757-0740, Toll-Free:1-888-224-3394

Email Evaluation


Bankruptcy Surrey

Shelley Koehli, Trustee in BankruptcyShelley Koehli, Licensed Insolvency Trustee.

Smythe Debt Advisors
305 – 221 Esplanade West
North Vancouver, BC V7M 3J3

Phone:604-757-0740, Toll-Free:1-888-224-3394

Email Evaluation



Bankruptcy Terrace

logo

Derek L. Chase,
Toll - Free:1-888-387-7904

400 Tenth Avenue, Campbell River, BC

Email Evaluation More Info/Map


Bankruptcy Vancouver

Greg Best, Trustee in BankruptcySmythe Debt Advisors, 604-757-0740
Toll-Free:
1-888-224-3394
700 - 355 Burrard Street, Vancouver, BC. V6C 2G8
Email Evaluation More Info/Map

 


Bankruptcy Vancouver South

(Weekdays 8am - 8:00pm. Sat. 9am - 3pm)

MNP LogoMNP Limited, 604-757-0583
Toll Free:
1-888-389-0145
#h00 - 1200 West 73rd Avenue (In Airport Square), Vancouver BC
Email Evaluation More Info/Map


Bankruptcy Vernon

MNP Logo

MNP Limited,
Toll Free: 1-888-363-6873

100 - 2903 35th Avenue, Vernon, BC
Email Evaluation More Info/Map


Bankruptcy Victoria

Tarryn is our Victoria Bankruptcy TrusteeTarryn Gray: Debt Counsellor.

Smythe Debt Advisors

209 – 1497 Admirals Road Victoria, BC V9A 2P8

Phone: 250-999-2781

Email Evaluation


Bankruptcy West Vancouver

Greg Best, Trustee in BankruptcyGreg Best: Licensed Insolvency Trustee. Smythe Debt Advisors
305 – 221 Esplanade West, North Vancouver, BC V7M 3J3

Phone:604-757-0740, Toll-Free:1-888-224-3394

Email Evaluation


Bankruptcy Whistler

Greg Best, Trustee in BankruptcyGreg Best: Licensed Insolvency Trustee. Smythe Debt Advisors
305 – 221 Esplanade West, North Vancouver, BC V7M 3J3

Phone:604-757-0740, Toll-Free:1-888-224-3394

Email Evaluation


Bankruptcy White Rock

Logo

Sands & Associates,604-210-3561
15388 24 Ave, Suite 202, South Surrey, British Columbia

Email Evaluation More Info/Map


Bankruptcy Williams Lake

MNP LogoMNP Limited,
Toll-Free:
1-888-389-0158
207 - 366 Yorston Ave., Williams Lake, BC
Email
Evaluation More Info/Map

Trouble With Debt? Looking for Help?



Our BC Bankruptcy Trustees Can Help You! Call one of our Local Trustee Offices for a Free and Confidential Consultation.


Stay of Proceedings

How bankruptcy works.

What it costs.  |   What you keep.  |   How you are protected when dealing with a trustee. 

How bankruptcy works.

The bankruptcy laws were written to allow a person, who has fallen into extreme debt, a chance for a fresh start.

To assist in that fresh start and help maintain dignity certain assets are retained by a person filing bankruptcy or a consumer proposal.

One of the most powerful aspects of filing bankruptcy or a consumer proposal is the Stay of Proceedings. The Stay of Proceedings goes into effect immediately upon the filing and does the following:


Why you can set your mind at ease when dealing with a Licensed Insolvency Trustee.

Trustees are regulated by the Government.

1. The cost of bankruptcies and consumer proposals are regulated by the Government.

2. Fees are the same no matter which trustee in Canada you use.

3. If there is a dispute mediation is available.

Trustees are the best trained and educated debt professionals.

1. Most have a university education and are CPAs.

2. Must pass a rigorous three year bankruptcy law course.

3. Are investigated by the RCMP before being granted a Trustee License.

4. Ongoing education is mandatory.

Other qualifications of Trustees.

1. Trustees are officers of the court.

2. Trustees do not work for the debtor or the creditors but have obligations to both.

3. Trustees are subject to strict codes of ethics set by the government and the CPAs.

4. Trustees are the only debt professionals who can prevent creditors, including CRA, from taking collection action against you.

5. Trustees are the only debt professionals who can stop wage garnishees.

The Cost of a Bankruptcy.

In the vast majority of cases the cost of a bankruptcy is $1,800.00 and can be paid at the rate of $200 a month for nine months. You can use our Bankruptcy Calculator to find out the exact cost of your bankruptcy and how long you will be in bankruptcy.

 

Assets you keep

BC bankruptcy laws allow you to keep up to $31,000 of your personal assets:


Most individuals who go bankrupt or make a consumer proposal are hard working and honest people who have lost a job, gotten divorced, or have fallen ill and only resort to going bankrupt after struggling to repay their bills. Our trustees have helped many people in these situations. There is no need to be embarrased or ashamed to need assistance with financial matters.

 

 

 

 

We can recommend Bankruptcy Trustees in the following provinces or cities:

Home

Our Offices

Find a Trustee

Confidential Callback from a Trustee.

PointerCost and how long in bankruptcy;

PointerDebt Repayment Calculator;

PointerBusiness Bankruptcy Predictor;

PointerRebuild Credit after Bankruptcy;


Information:

Steps in a Bankruptcy;

How Bankruptcy Works

Steps in a Consumer Proposal

Consumer Proposal
(Avoiding bankruptcy);

Bankruptcy FAQ's;

Debts that are Erased;

How Long in Bankruptcy;

Cost of a Bankruptcy;

Bankruptcy Exemptions;
(Assets you keep in a bankruptcy or proposal)

Credit Bureaus and Collection Agencies;

New Bankruptcy Laws;

Privacy Policy;

Disclaimer;

Free Credit Report.


After Bankruptcy:

Budgeting Spreadsheet.
(Free Excel Spreadsheet for personal budgeting)
Our Offices:

100 Mile House

Abbotsford

Burnaby

Burns Lake

Campbell River

Castlegar

Chetwynd

Chilliwack

Clearwater

Coquitlam

Courtenay

Cranbrook

Duncan

Fort Nelson

Fort St. John

Grand Forks

Houston

Kamloops

Kelowna

Kitimat

Langley

Merritt

Mission / Maple Ridge

Nanaimo

Nelson

New Westminster

North Vancouver

Penticton

Port Alberni

Port Alice

Port McNeill

Port Moody

Powell River

Prince George

Prince Rupert

Queen Charlotte Islands

Quesnel

Richmond

Salmon Arm

Squamish and the Sunshine Coast

Surrey

Terrace

Vancouver

Vancouver South

Vernon

Victoria

West Vancouver

Whistler and Pemberton

White Rock

Williams Lake


Income & Expense Form
(Send to Trustee each month)

Application Form.
(Take this to your meeting with the trustee)