Bankruptcy Langley Bankruptcy Trustees.
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Important Information for your protection from our Langley bankruptcy trustees:Although you need a bankruptcy trustee to go bankrupt, bankruptcy is not the only thing bankruptcy trustees can help you with. Our Langley bankruptcy trustees are highly trained professionals who will give you the best advice they can even if it means you do not use our services. Our Langley bankruptcy trustees are licensed and regulated by the Federal Government and subject to stringent codes of ethics. Bankruptcy trustees are the only debt professionals who can provide a full range of financial solutions. Furthermore, bankruptcy trustees are the only debt professionals who can guarantee that you will get protection from your creditors. Our Langley bankruptcy trustees are knowledgeable, helpful and friendly. We'll start by scheduling a meeting with you to discuss the solutions best suited to your situation. This meeting is free, and it's confidential. We'll help you make the right decision so you can regain control of your life. |
Our experienced financial counsellors help people manage and resolve severe financial problems. We understand how stressful this situation can be and know how to help. Our goal is to guide people through a very difficult time and help them move towards a brighter, more financially secure future.
All our bankruptcy trustees are members of provincial and national professional associations. We honour and respect the Codes of Ethics of these associations and The Superintendent of Bankruptcy.
Equity in a home in Greater Vancouver and Victoria = $12,000. In the rest of the province = $ 9,000;
Equity in Household items = $ 4,000;
A vehicle exemption is available only if the value of the vehicle does not exceed $5,000; The vehicle exemption drops to $2,000 if the debtor is behind on child care payments (to facilitate the enforcement of Maintenance Orders)
Equity in work tools = $ 10,000;
Equity in essential clothing and medical aids is unlimited.
BC Harmonized Sales Tax Credit (BCHSTC). To help offset the impact of the new tax on low-income residents, the province is introducing a new refundable credit program called the BCHSTC. The BCHSTC is an ongoing non-taxable quarterly payment that will be integrated with the Goods and Services Tax Credit (GSTC) and the British Columbia Low Income Climate Action Tax Credit (BCLICATC) payments starting in July 2010. The Climate Action Tax Credit is exempt from seizure by the trustee. However, the GST/HST tax credit and the BCHSTC will be available to the trustee to the amount necessary to cover trustee fees. |
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Copyright © 2006 - 2011.
Overview:
Personal Bankruptcy;
(PowerPoint Presentation)
Consumer Proposals.
(PowerPoint Presentation)
Information:
Bankruptcy Exemptions
(Assets you keep in a bankruptcy or proposal);
Personal Proposals
(Avoiding bankruptcy);
Debt that is erased in a bankruptcy or a proposal;
Credit Bureaus and Collection Agencies;
After Bankruptcy:
Budgeting Spreadsheet.
Free Excel Spreadsheet for personal budgeting.
Residents of Squamish, Whistler and the Sunshine Coast;
Income & Expense Form
(Send to Trustee each month)
Application Form.
(Take this to your meeting with the trustee)
Other Links:
Greg Best: Chartered Insolvency & Restructuring Professional, Trustee in Bankruptcy.
Theresa Dergousoff: Debt Counsellor.