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Langley Bankruptcy Trustees.

 

Got Debt? Need Help? Get the Facts!

Our Langley Bankruptcy Trustees Can Help!

Call us at 604-539-0200

For a FREE CONSULTATION.

News Flash June 26, 2008 - BC Climate Action Dividend of $100.00 will not be taken by BC bankruptcy trustees.   More...

The cost of a BC bankruptcy is set by the Government.
Sands & Associates has payment terms available.

You'll find our Langley bankruptcy trustees knowledgeable, helpful and friendly.  We'll start by scheduling a meeting with you to discuss the solutions best suited to your situation. This meeting is free, and it's confidential. We'll help you make the right decision so you can regain control of your life.

205 - 20651 56th Avenue, Langley205 - 20651 56th Avenue, Langley, B.C.  V3A 3Y9

Voice: 604-539-0200

Toll Free: 310-0911

Fax: 604-539-0201

Map IconDriving Directions

 

Geoff OrrellGEOFF ORRELL, CIRP

Email Geoff Orrell

Geoff Orrell is a member of the Canadian Association of Insolvency and Restructuring Professionals and a Trustee in Bankruptcy. Prior to joining Sands & Associates, Geoff spent 20 years between two major accounting firms practicing exclusively in insolvency matters. He has worked with a variety of lenders in receivership and bankruptcy situations. Geoff has extensive experience in personal and business bankruptcies as well as personal and corporate proposals. Geoff was a director of the BC Association of Insolvency and Restructuring Practitioners from 1995 through 2001. During that time he was the chair of the Bankruptcy Practice Committee and the provincial representative on the Continuing Education Committee. He has been involved with the national education program of CAIRP, most recently as chair of the bankruptcy examination committee.

Dana TimkoDANA TIMKO, Estate Manager

Email Dana Timko

Dana is responsible for the administration of personal bankruptcies in our Langley office. She has worked in the insolvency field since 1994 and has successfully completed the Canadian Association of Insolvency and Restructuring Professionals course on Insolvency Administration. Dana is a Qualified Insolvency Counsellor.

Barb CatherwoodBARB CATHERWOOD, Estate Manager

Email Barb Catherwood

Prior to joining our Langley office, Barbara worked for two other major CA firms in their Insolvency Division. She has over 12 years of insolvency experience, primarily in personal bankruptcies, proprietorships and Division I & II Proposals. She has successfully completed the Canadian Association of Insolvency Practitioners course on Insolvency Administration and is a Qualified Insolvency Counselor.

Janice DizonJANICE DIZON, Estate Manager

Email Janice Dizon

Janice has been in the insolvency industry since 1999. Prior to working for Sands & Associates she had previously worked for another major insolvency firm. Janice administers personal bankruptcies in our Langley office and has successfully completed the Canadian Association of Insolvency and Restructuring Professionals course on Insolvency Administration.


We are available to assist you in identifying your options and forming a plan to get you a fresh financial start. Our Langley bankruptcy trustees have many ways to assist people with their financial problems. These include:

  • Consumer proposals,

  • Budgeting;

  • Debt Counselling;

  • Third party settlements with creditors and

  • Refinancing.

 

Important Information for your protection from our Langley bankruptcy trustees:

Although you need a bankruptcy trustee to go bankrupt, bankruptcy is not the only thing bankruptcy trustees can help you with. Our Langley bankruptcy trustees are highly trained professionals who will give you the best advice they can even if it means you do not use our services.

Our Langley bankruptcy trustees are licensed and regulated by the Federal Government and subject to stringent codes of ethics. Bankruptcy trustees are the only debt professionals who can provide a full range of financial solutions. Furthermore, bankruptcy trustees are the only debt professionals who can guarantee that you will get protection from your creditors.

Our Langley bankruptcy trustees are knowledgeable, helpful and friendly.  We'll start by scheduling a meeting with you to discuss the solutions best suited to your situation. This meeting is free, and it's confidential. We'll help you make the right decision so you can regain control of your life.

 

Our experienced financial counsellors help people manage and resolve severe financial problems. We understand how stressful this situation can be and know how to help. Our goal is to guide people through a very difficult time and help them move towards a brighter, more financially secure future.

All our bankruptcy trustees are members of provincial and national professional associations. We honour and respect the Codes of Ethics of these associations and The Superintendent of Bankruptcy.

 

 

BC Climate Action Dividend of $100.00 will not be taken by BC bankruptcy trustees. The $100 dividends are payable to residents of British Columbia (as at December 31, 2007), with the first of the payments to be processed in June 2008. Trustees of bankrupts will receive these dividend cheques, the bulk of which will be issued by the Canada Revenue Agency.

Trustees must therefore provide the Climate Action Dividend to the bankrupt. Being unseizable, unexecutable and unassignable under any circumstances, only the bankrupt can cash these cheques, and is free to do with the proceeds whatever he/she wishes. If a bankrupt chooses to pay the monies into the estate, it must be with the knowledge that this is done strictly on a voluntary basis.

 

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Home

Toll Free: 310-0911
(to our nearest office)

Contact one of our
7 Offices

Overview:

Personal Bankruptcy;
(PowerPoint Presentation)

Consumer Proposals.
(PowerPoint Presentation)


Information:

Ask a bankruptcy trustee;
(It's confidential).

Bankruptcy FAQ's;

Debts that are Erased;

How Long in Bankruptcy;

Cost of a Bankruptcy;

Is a Credit Counsellor a Better Choice?

Bankruptcy Exemptions
(Assets you keep in a bankruptcy or proposal)

Personal Proposals
(Avoiding bankruptcy)

Debt that is erased in a bankruptcy or a proposal;

Credit Bureaus and Collection Agencies;

New Bankruptcy Laws;

Privacy Policy;

Disclaimer.

Free Credit Report.


After Bankruptcy:

Credit after bankruptcy or a proposal;

Budgeting Spreadsheet.
Free Excel Spreadsheet for personal budgeting.


Our BC Offices:

Abbotsford

Forms:

  • Personal Proposal or Bankruptcy Application
    Word   Acrobat

 

 

 

 

Other Links:

Saskatchewan Trustees

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