Bankruptcy Richmond Bankruptcy Trustees.
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Important Information for your protection from our Richmond bankruptcy trustees:Although you need a bankruptcy trustee to go bankrupt, bankruptcy is not the only thing bankruptcy trustees can help you with. Our Richmond bankruptcy trustees are highly trained professionals who will give you the best advice they can even if it means you do not use our services. Our Richmond bankruptcy trustees are licensed and regulated by the Federal Government and subject to stringent codes of ethics. Bankruptcy trustees are the only debt professionals who can provide a full range of financial solutions. Furthermore, bankruptcy trustees are the only debt professionals who can guarantee that you will get protection from your creditors. Our Richmond bankruptcy trustees are knowledgeable, helpful and friendly. We'll start by scheduling a meeting with you to discuss the solutions best suited to your situation. This meeting is free, and it's confidential. We'll help you make the right decision so you can regain control of your life. |
Our experienced financial counsellors help people manage and resolve severe financial problems. We understand how stressful this situation can be and know how to help. Our goal is to guide people through a very difficult time and help them move towards a brighter, more financially secure future.
All our bankruptcy trustees are members of provincial and national professional associations. We honour and respect the Codes of Ethics of these associations and The Superintendent of Bankruptcy.
Equity in a home in Greater Vancouver and Victoria = $12,000. In the rest of the province = $9,000;
Equity in Household items = $4,000;
Equity in a vehicle = $5,000; The vehicle exemption drops to $2,000 if the debtor is behind on child care payments (to facilitate the enforcement of Maintenance Orders)
Equity in work tools = $10,000;
Exemptions are in effect for all registered retirement savings plans (RRSP's, RRIF's and DPSP's (Deferred Profit Sharing Plans).
Contributions made in the 12 months prior to the date of bankruptcy will be recovered (clawed back) for the benefit of the bankruptcy estate.
Equity in essential clothing and medical aids is unlimited
Overview:
Personal Bankruptcy;
(PowerPoint Presentation)
Consumer Proposals.
(PowerPoint Presentation)
Information:
Bankruptcy Exemptions
(Assets you keep in a bankruptcy or proposal);
Personal Proposals
(Avoiding bankruptcy);
Debt that is erased in a bankruptcy or a proposal;
Credit Bureaus and Collection Agencies;
After Bankruptcy:
Budgeting Spreadsheet.
Free Excel Spreadsheet for personal budgeting.
Residents of Squamish, Whistler and the Sunshine Coast;
Income & Expense Form
(Send to Trustee each month)
Application Form.
(Take this to your meeting with the trustee)
Other Links:
