Squamish, Whistler, Sunshine Coast Bankruptcy Trustees.
News Flash June 26, 2008 - BC Climate Action Dividend of $100.00 will not be taken by BC bankruptcy trustees. More... The cost of a BC bankruptcy
is set by the Government.
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Voice: 604-684-3030 Toll Free: 310-0911 or 1-800-661-3030 Fax: 604-684-7277
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Tracey Lowe is a Trustee in Bankruptcy and a member of the Canadian Association of Insolvency and Restructuring Professionals. She has worked in the insolvency industry since 1990, and has been with Sands & Associates since 1995. Located at our Vancouver and Burnaby offices, Tracey's primary focus has been on the administration of bankruptcies and proposals to creditors in order to help individuals deal with financial difficulties. |
Cindy has been with Sands & Associates since 1998. She is responsible for the administration of personal bankruptcies in our Vancouver office. Cindy has successfully completed the Canadian Association of Insolvency and Restructuring Professionals course on Insolvency Administration and is a Qualified Insolvency Counsellor. |
Nicole Clarke has been with Sands & Associates since January 2001 and is responsible for the administration of personal bankruptcies in our downtown location. She has been a qualified Insolvency Counsellor since 2003 and has completed the Canadian Association of Insolvency and Restructuring Professionals Insolvency Administration Course. |
Gerry Foran is a member of the Canadian Association of Insolvency and Restructuring Professionals and a Trustee in Bankruptcy. His experience includes the successful operation of a steel manufacturing plant, General Manager of a multi-store retail furniture company, and an insolvency professional with a national firm of Chartered Accountants. Gerry has extensive insolvency experience involving the hospitality industry, large construction companies, manufacturing companies, the retail industry, and the agricultural industry. |
Bruce Gandossi is a member of the Canadian Association of Insolvency and Restructuring Professionals, a Trustee in Bankruptcy and a Chartered Accountant. Bruce, before joining Sands & Associates, spent ten years practising exclusively on insolvency matters with a big six chartered accountancy firm. Bruce has worked for many secured creditors performing assessments ("looksees"), monitoring roles and administering formal receiverships and agency appointments. Bruce has been involved in the following sectors: restaurants; fitness clubs; night-clubs; retail operations; advertising agencies; forest products; hearing aid manufacturing and wholesaling operations. |
We are available to assist you in identifying your options and forming a plan to get you a fresh financial start. Our BC Bankruptcy trustees have many ways to assist people with their financial problems. These include:
Consumer proposals;
Budgeting;
Debt Counselling;
Third party settlements with creditors; and
Refinancing.
Important BC bankruptcy information for your protection:Although you need a bankruptcy trustee to go bankrupt, bankruptcy is not the only thing bankruptcy trustees can help you with. Our BC bankruptcy trustees are highly trained professionals who will give you the best advice we can, even if it means you do not use our services. Our BC bankruptcy trustees are licensed by the Federal Government. Bankruptcy trustees are the only debt professionals who can provide a full range of financial solutions. Furthermore, bankruptcy trustees are the only debt professionals who can guarantee that you will get protection from your creditors. |
Our experienced financial counsellors help people manage and resolve severe financial problems. We understand how stressful this situation can be and know how to help. Our goal is to guide people through a very difficult time and help them move towards a brighter, more financially secure future.
All our bankruptcy trustees are members of provincial and national professional associations. We honour and respect the Codes of Ethics of these associations and The Superintendent of Bankruptcy.
BC Climate Action Dividend of $100.00 will not be taken by BC bankruptcy trustees. The $100 dividends are payable to residents of British Columbia (as at December 31, 2007), with the first of the payments to be processed in June 2008. Trustees of bankrupts will receive these dividend cheques, the bulk of which will be issued by the Canada Revenue Agency.
Trustees must therefore provide the Climate Action Dividend to the bankrupt. Being unseizable, unexecutable and unassignable under any circumstances, only the bankrupt can cash these cheques, and is free to do with the proceeds whatever he/she wishes. If a bankrupt chooses to pay the monies into the estate, it must be with the knowledge that this is done strictly on a voluntary basis.
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Toll Free: 310-0911
(to our nearest office)
Contact one of our
7 Offices
Overview:
Personal Bankruptcy;
(PowerPoint Presentation)
Consumer Proposals.
(PowerPoint Presentation)
Information:
Ask a bankruptcy trustee;
(It's confidential).
Is a Credit Counsellor a Better Choice?
Bankruptcy Exemptions
(Assets you keep in a bankruptcy or proposal)
Personal Proposals
(Avoiding bankruptcy)
Debt that is erased in a bankruptcy or a proposal;
Credit Bureaus and Collection Agencies;
After Bankruptcy:
Credit after bankruptcy or a proposal;
Budgeting Spreadsheet.
Free Excel Spreadsheet for personal budgeting.
Forms:
Other Links:
410 - 1100 Melville Street, 
TRACEY A. LOWE, B.A., CIRP, Trustee
CINDY WALLAS, Estate Manager
NICOLE CLARKE, Estate Manager
GERRY FORAN, CGA, CIRP
BRUCE GANDOSSI, CA•CIRP