Sands Banner

Surrey Bankruptcy Trustees.

 

Got Debt? Need Help? Get the Facts!

Our Vancouver Bankruptcy Trustees Can Help!

Call us at 604-451-5799

For a FREE CONSULTATION.

News Flash June 26, 2008 - BC Climate Action Dividend of $100.00 will not be taken by BC bankruptcy trustees.   More...

The cost of a BC bankruptcy is set by the Government.
Sands & Associates has payment terms available.

You'll find our Surrey bankruptcy trustees knowledgeable, helpful and friendly.  We'll start by scheduling a meeting with you to discuss the solutions best suited to your situation. This meeting is free, and it's confidential. We'll help you make the right decision so you can regain control of your life.

203-10366-136A Street, Surrey

203-10366-136A Street, Surrey, B.C.  V3T 5R3

Voice: 604-583-5499

Toll Free: 310-0911

Fax: 604-583-0797

Map IconDriving Directions

Deane GurneyDEANE GURNEY, B.Sc., Lic. Acct., CIRP

Email Deane Gurney

Deane Gurney is a member of the Canadian Association of Insolvency and Restructuring Professionals and a Trustee in Bankruptcy. Deane has extensive experience in personal and corporate bankruptcies as well as receivership work; operations of automotive dealerships; restaurants; fabrication and manufacturing companies.

Kimberly ToKIMBERLY TO, CGA, CIRP, Trustee

Email Kimberly To

Kimberly To is responsible for the administration of personal bankruptcies in our Surrey office. Kimberly has worked in the insolvency field since 1991. In addition to personal insolvency, Kimberly has insolvency experience in restaurants, video rentals, grocery stores, airline industry, automobile dealership, and a motel receivership. Kimberly obtained her Bachelor of Business Administration in 1987 and her CGA in 1998.

Kristine MedeirosKRISTINE MEDEIROS, Estate Manager

Email Kristine Medeiros

Kristine Medeiros is responsible for the administration of personal bankruptcies and proposals in our Surrey office. Kristine has many years of experience as an Estate Manager. She is a Qualified Insolvency Counsellor and has completed the Canadian Association of Insolvency and Restructuring Professionals course in Insolvency Administration.

Karen WrightKAREN WRIGHT, Estate Manager

Email Karen Wright

Karen Wright is responsible for the administration of personal bankruptcies in our Surrey and Abbotsford offices. Karen has worked in the insolvency field since 1989. Prior to joining Sands & Associates, Karen had worked for two other major insolvency firms as an administrative assistant to the Trustee. Karen has successfully completed her course in the Canadian Association of Insolvency and Restructuring Professionals course on Insolvency Administration and is a Qualified Insolvency Counsellor.

 


We are available to assist you in identifying your options and forming a plan to get you a fresh financial start. Our Surrey Bankruptcy trustees have many ways to assist people with their financial problems. These include:

  • Consumer proposals;

  • Budgeting;

  • Debt Counselling;

  • Third party settlements with creditors; and

  • Refinancing.

 

Important information for your protection from our Surrey bankruptcy trustees:

Although you need a bankruptcy trustee to go bankrupt, bankruptcy is not the only thing bankruptcy trustees can help you with. Our Surrey bankruptcy trustees are highly trained professionals who will give you the best advice they can even if it means you do not use our services.

Our Surrey bankruptcy trustees are licensed and regulated by the Federal Government and subject to stringent codes of ethics. Bankruptcy trustees are the only debt professionals who can provide a full range of financial solutions.

Furthermore, bankruptcy trustees are the only debt professionals who can guarantee that you will get protection from your creditors.

 

 

Our experienced financial counsellors help people manage and resolve severe financial problems. We understand how stressful this situation can be and know how to help. Our goal is to guide people through a very difficult time and help them move towards a brighter, more financially secure future.

All our our trustees are members of provincial and national professional associations. We honour and respect the Codes of Ethics of these associations and The Superintendent of Bankruptcy.

 

 

BC Climate Action Dividend of $100.00 will not be taken by BC bankruptcy trustees. The $100 dividends are payable to residents of British Columbia (as at December 31, 2007), with the first of the payments to be processed in June 2008. Trustees of bankrupts will receive these dividend cheques, the bulk of which will be issued by the Canada Revenue Agency.

Trustees must therefore provide the Climate Action Dividend to the bankrupt. Being unseizable, unexecutable and unassignable under any circumstances, only the bankrupt can cash these cheques, and is free to do with the proceeds whatever he/she wishes. If a bankrupt chooses to pay the monies into the estate, it must be with the knowledge that this is done strictly on a voluntary basis.

 

Site design by http://ontario.bankruptcycanada.com/. Copyright © 2006 - 2007.

 

Click the Button to Open

Home

Toll Free: 310-0911
(to our nearest office)

Contact one of our
7 Offices

Overview:

Information:

Ask a bankruptcy trustee;
(It's confidential).

Bankruptcy FAQ's;

Debts that are Erased;

How Long in Bankruptcy;

Cost of a Bankruptcy;

Is a Credit Counsellor a Better Choice?

Bankruptcy Exemptions
(Assets you keep in a bankruptcy or proposal)

Personal Proposals
(Avoiding bankruptcy)

Debt that is erased in a bankruptcy or a proposal;

Credit Bureaus and Collection Agencies;

New Bankruptcy Laws;

Privacy Policy;

Disclaimer.

Free Credit Report.

After Bankruptcy:

Credit after bankruptcy or a proposal;

Budgeting Spreadsheet.
Free Excel Spreadsheet for personal budgeting.

Our BC Offices:

Forms:

  • Personal Proposal or Bankruptcy Application
    Word   Acrobat

 

 

 

 

 

 

 

Other Links: